Fair and Accurate Credit Transactions Act (FACTA): The Fair and Accurate Credit Transaction Act of 2003, Publ.L. 108-159, 111 Stat. 1952, (FACTA) added new sections to the Federal Fair Credit Reporting Act, 15 U.S.C. 1681 et seq., (FCRA) intended primarily to help consumers fight the growing crime of identity theft. Accuracy, privacy, limits on information sharing, and new consumer rights to disclosure are included in FACTA.

Fair Credit Reporting Act: The FCRA established specific requirements and rules that apply when an employer uses a third party to help conduct a background screen. The FCRA addresses the right and obligations of four groups: consumer reporting agencies, users of consumer information, furnishers of consumer information, and consumers. The FCRA does not pertain only to credit reports but to the entire consumer report. The FCRA requires that consumer-reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner, which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information.

False Imprisonment: Unlawfully confining/detaining a person. Physical force is not a required element in proving false imprisonment.

False Pretense: Obtaining property by knowingly making false statements.

Family Law: Divorce; child support; personal protection order cases.

Federal Civil: Claims against the Government (copy rights, civil rights, government employees)

Federal Courts: The courts of the United States.

Felonious: Describing an offense that is done with malicious, villainous criminal intent (i.e. felonious assault).

Felony: A serious crime usually punishable by imprisonment for more than one year of by death. Examples include burglary, arson, rape, and murder.

Felony Conversion: (Fraudulent Conversion) Similar to embezzlement or theft. An example of felony conversion is if someone sold goods for a company, and kept the money instead of turning it into the company (North Carolina).

Files Archived / No Longer Available: Cases that are either archived or destroyed. Cases that are archived may require ordering and additional charges.

Forcible Entry: Entering or taking possession of property with force, threats, or menacing conduct.

Fraud: A broad term used to cover all kinds of acts. Generally, fraud is the commission of an act with the goal to benefit or gain advantage at another’s expense. A purposeful misrepresentation with the intent to deceive.

FTA: Failure to Appear.

FTP: Failure to Pay.